Sector Guide · HIGH_RISK_ANNEX_III
EU AI Act & GDPR Compliance Checklist for InsurTech Claims & Risk Pricing AI
Insurance risk pricing and automated claims processing trigger Annex III Point 5(a) high-risk classifications and GDPR Article 22 profiling restrictions.
01 / Baseline ClassificationHIGH_RISK_ANNEX_III
Statutory Risk Posture
Default classification under Regulation (EU) 2024/1689 (EU AI Act) and Regulation (EU) 2016/679 (GDPR).
- Default EU AI Act Tier: HIGH_RISK_ANNEX_III
- GDPR Article 35 DPIA: Mandatory Prior Assessment
- EU Data Act Chapter VI Cloud Switching Clause
02 / Required Deliverables.DOCX Pack
Statutory Artifacts Generated for InsurTech Claims & Risk Pricing AI
Compiled automatically by the Locus Labs deterministic rule engine in 90 seconds.
- EU AI Act Annex IV Technical Documentation
- Article 9 Continuous Risk Management Framework
- Article 14 Human Oversight & Stop-Switch Protocol
- Article 27 Fundamental Rights Impact Assessment (FRIA)
- Article 35 DPIA (Necessity, Proportionality & Risk)
- Article 30 Record of Processing Activities (RoPA)
- Article 28 Sub-Processor DPA Schedule